A VA loan is a mortgage loan available in the United States and guaranteed by the U.S. Department of Veterans Affairs (VA). Qualified lenders may issue these loans. VA loans were established to provide eligible American veterans or their surviving spouses (as long as they do not remarry) with long-term financing options for homeownership.
Our goal is to simplify the VA home loan process, offering you tools and expertise to assist you every step of the way, beginning with our FREE VA Loan Qualifier.
We'll enable you to understand the distinctions between various loan programs, ensuring you select the one that best aligns with your needs, whether you're a first-time homebuyer or an experienced investor.
Here’s how our home loan process works:
Complete our simple VA Loan Qualifier
Receive options based on your unique criteria and scenario
Compare mortgage interest rates and terms
Choose the offer that best fits your needs
1. No Down Payment Required: In most cases, there is no need for a down payment, unless the lender or purchase price exceeds the reasonable value of the property.
2. Buyer Informed of Reasonable Value: Buyers are informed about the reasonable value of the property, providing transparency in the transaction.
3. Negotiable Interest Rate: VA loans often come with negotiable interest rates, allowing borrowers to secure favorable terms.
These are just a few of the advantages of VA loans, and there are more benefits designed to support veterans and their families in achieving homeownership.
Loans Direct Funding LLC. offering personalized mortgage solutions, fast customized quotes, competitive rates & service with integrity.
10265 W Camelback Rd Suite 104-D, Phoenix AZ 85037