Determine Your Affordable Home Price Today!

Gain a clear understanding of your affordability before embarking on your home search.

Ready for Your First or Next Home Purchase?

Streamlined Mortgage Home Purchase Loans for Your Convenience!

In search of financing options for a home or other real estate? Finding the right purchase loan product to align with your objectives and securing a favorable rate doesn't have to be a daunting process!

We’re here to make the home loan process easier, with tools and knowledge that will help guide you along the way, starting with a pre-approval letter request.

We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you, whether you’re a first-time home buyer or a repeat buyer.

The Home Purchase Loan Process

Here’s how our home purchase loan process works:

  • Complete our simple mortgage pre-approval letter request

  • Receive options based on your unique criteria

    and scenario

  • Compare mortgage interest rates and terms

  • Choose the offer that best fits your needs

Do I Qualify?

To determine if you qualify, lenders review your total monthly debt (proposed housing payment + regular monthly debt) as a percentage of your total gross monthly income. The acceptable percentage (DTI) will vary depending upon the specific loan program for which you apply.

Your Home Loan Could Be Fully Funded

30 Days From Now

Let our experienced team of Mortgage Advisors guide you through the buying or

refinancing process quickly, efficiently, and confidently.

Steady Fixed Interest Rates

Your loan's interest rate and duration remain fixed throughout the entire life of your loan.

Flexible Adjustable Rate Mortgages

Your interest rate may fluctuate in response to market conditions, but the initial rate could be lower than that of a fixed-rate option.

Conforming Home Loans

Loans available for amounts up to $726,200 in the contiguous 48 states.

Jumbo & Super Jumbo Loans

Loan amounts vary depending on your state and county, but these loans generally come with higher interest rates due

FHA, VA, & USDA Loans

Backed by the federal government, these loans usually feature lower interest rates but come with different eligibility criteria.

Terms from 5 to 30 Years

Select your loan term based on your financial goals.

Get Your Pre-Approval Letter Now!

  • Fixed-Rate Mortgage

  • Adjustable-Rates Mortgage (ARM)

  • Conforming Loans

  • Jumbo & Super Jumbo Loans

  • FHA, VA & USDA Loans

  • Terms from 5 to 30 Years

Loans Direct Funding LLC. offering personalized mortgage solutions, fast customized quotes, competitive rates & service with integrity.

CONTACT INFO

info@loansdirectfunding.com

10265 W Camelback Rd Suite 104-D, Phoenix AZ 85037

+1 855-551-1716

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