Is a Reverse Mortgage the Right Choice for You?

Request a FREE Reverse Mortgage Quote and Discover Your Eligibility Amount Today!

The Reality of Reverse Mortgage Loans...

Benefit from Our Competitive Reverse Mortgage Rates and Experience a Swift, Hassle-Free Process

A reverse mortgage is a financial product designed for individuals aged 62 and older. HECM (Home Equity Conversion Mortgage) reverse mortgage loans are backed by the Federal Housing Administration (FHA) and enable homeowners to transform their home equity into cash without the burden of monthly mortgage payments.

Our aim is to simplify the reverse mortgage process, providing you with tools and expertise to assist you throughout the journey, starting with our FREE Reverse Mortgage Qualifier.

We'll help you understand the distinctions between various reverse mortgage options, empowering you to select the one that aligns best with your needs and financial goals.

The Reverse Mortgage Process

Here’s how our home purchase loan process works:

  • Complete our simple Reverse Mortgage Qualifier

  • Receive options based on your unique criteria and scenario

  • Compare mortgage interest rates and terms

  • Choose the offer that best fits your needs

Why a Reverse mortgage?

A reverse mortgage serves to settle your existing mortgage, if you have one, by granting you access to the home equity you've diligently accumulated. Any remaining funds after repaying your current mortgage are at your disposal to be utilized as you deem fit.

Your Home Loan Could Be Fully Funded

30 Days From Now

Let our experienced team of Mortgage Advisors guide you through the buying or

refinancing process quickly, efficiently, and confidently.

Steady Fixed Interest Rates

Your loan's interest rate and duration remain fixed throughout the entire life of your loan.

Flexible Adjustable Rate Mortgages

Your interest rate may fluctuate in response to market conditions, but the initial rate could be lower than that of a fixed-rate option.

Conforming Home Loans

Loans available for amounts up to $726,200 in the contiguous 48 states.

Jumbo & Super Jumbo Loans

Loan amounts vary depending on your state and county, but these loans generally come with higher interest rates due

FHA, VA, & USDA Loans

Backed by the federal government, these loans usually feature lower interest rates but come with different eligibility criteria.

Terms from 5 to 30 Years

Select your loan term based on your financial goals.

See What You Can Save!

Mortgage rates change every day, and your rate will vary based on your location, finances and other factors. Get your FREE customized rate comparison below:

Loans Direct Funding LLC. offering personalized mortgage solutions, fast customized quotes, competitive rates & service with integrity.

CONTACT INFO

info@loansdirectfunding.com

10265 W Camelback Rd Suite 104-D, Phoenix AZ 85037

+1 855-551-1716

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