Flexible Qualification for Borrowers with Non-Traditional Backgrounds

An excellent choice for self-employed individuals seeking an alternative way to demonstrate their cash flow.

What these no-doc programs mean

Benefit from Our Competitive Rates and Enjoy a Swift, Effortless Process

For numerous homebuyers, meeting the traditional income and credit documentation prerequisites can pose a significant hurdle in securing a mortgage. We believe in providing borrowers with the chance to qualify through alternative means. Our loan program offers homebuyers flexible alternatives like asset depletion or bank statement documentation. This is especially beneficial for self-employed borrowers who may not meet conventional documentation standards but can still qualify using these adaptable options.

Do I Qualify?

Flexible Qualification Methods

  • 12 or 24 month bank statement

  • 1099 only

  • Asset qualifier

  • DSCR

  • P&L Only

  • Stated Income

Your Home Loan Could Be Fully Funded

30 Days From Now

Let our experienced team of Mortgage Advisors guide you through the buying or

refinancing process quickly, efficiently, and confidently.

Steady Fixed Interest Rates

Your loan's interest rate and duration remain fixed throughout the entire life of your loan.

Flexible Adjustable Rate Mortgages

Your interest rate may fluctuate in response to market conditions, but the initial rate could be lower than that of a fixed-rate option.

Conforming Home Loans

Loans available for amounts up to $726,200 in the contiguous 48 states.

Jumbo & Super Jumbo Loans

Loan amounts vary depending on your state and county, but these loans generally come with higher interest rates due

FHA, VA, & USDA Loans

Backed by the federal government, these loans usually feature lower interest rates but come with different eligibility criteria.

Terms from 5 to 30 Years

Select your loan term based on your financial goals.

See What You Can Do!

Mortgage rates change every day, and your rate will vary based on your location, finances and other factors.

Get your FREE customized rate comparison below:

Loans Direct Funding LLC. offering personalized mortgage solutions, fast customized quotes, competitive rates & service with integrity.

CONTACT INFO

info@loansdirectfunding.com

10265 W Camelback Rd Suite 104-D, Phoenix AZ 85037

+1 855-551-1716

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