Secure a Budget-Friendly FHA Loan!
Obtain a FREE quote for an FHA Loan and potentially save thousands of dollars annually.
A Closer Look at FHA Loans...
Benefit from Our Competitive FHA Loan Rates and Enjoy a Swift, Trouble-Free Process
An FHA loan is a type of mortgage loan backed by the Federal Housing Administration (FHA). Essentially, the federal government provides insurance to FHA-approved lenders, reducing their risk of loss in case a borrower defaults on their mortgage payments.
The FHA program was established in response to the wave of foreclosures and defaults in the 1930s. Its purpose is to offer mortgage lenders adequate insurance and to stimulate the housing market by making loans more accessible and affordable.
We're dedicated to simplifying the FHA home loan process, offering tools and expertise to assist you throughout the journey, starting with our FREE FHA Loan Qualifier.
We'll help you easily distinguish between various loan programs, ensuring you choose the one that best suits your needs, whether you're a first-time homebuyer or an experienced investor.
The FHA Loan Process
Here’s how our home purchase loan process works:
Complete our simple FHA Loan Qualifier
Receive options based on your unique criteria and scenario
Compare mortgage interest rates and terms
Choose the offer that best fits your needs
Do I Qualify?
Typically an FHA loan is one of the easiest types of mortgage loans to qualify for because it requires a low down payment and you can have less-than-perfect credit. An FHA down payment of 3.5% is required. Borrowers who cannot afford a traditional down payment of 20% or can’t get approved for private mortgage insurance should look into FHA loans.
Your Home Loan Could Be Fully Funded
30 Days From Now
Let our experienced team of Mortgage Advisors guide you through the buying or
refinancing process quickly, efficiently, and confidently.
Steady Fixed Interest Rates
Your loan's interest rate and duration remain fixed throughout the entire life of your loan.
Flexible Adjustable Rate Mortgages
Your interest rate may fluctuate in response to market conditions, but the initial rate could be lower than that of a fixed-rate option.
Conforming Home Loans
Loans available for amounts up to $726,200 in the contiguous 48 states.
Jumbo & Super Jumbo Loans
Loan amounts vary depending on your state and county, but these loans generally come with higher interest rates due
FHA, VA, & USDA Loans
Backed by the federal government, these loans usually feature lower interest rates but come with different eligibility criteria.
Terms from 5 to 30 Years
Select your loan term based on your financial goals.
Get your FHA Approval is 5 Minutes!
Mortgage rates change every day, and your rate will vary based on your location, finances and other factors.
Get your FREE customized rate comparison below:
Loans Direct Funding LLC. offering personalized mortgage solutions, fast customized quotes, competitive rates & service with integrity.
CONTACT INFO
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