Secure a Budget-Friendly 15-Year Fixed Rate Mortgage!

Obtain a FREE quote for a 15-year fixed-rate mortgage and potentially save thousands of dollars annually.

A Closer Look at the 15-Year Fixed Rate Mortgage...

Benefit from Our Competitive 15-Year Fixed Rates and Enjoy a Swift, Trouble-Free Process

The 15-Year Fixed Rate Mortgage is fully amortized over a 15-year period, featuring consistent monthly payments. It combines the benefits of a 30-year loan with a lower interest rate, allowing you to own your home twice as quickly. However, it comes with the drawback of higher monthly payments. Many borrowers opt for a 30-year fixed-rate loan and make larger voluntary payments to pay off their loan in 15 years, which can be a safer approach given the minimal difference in interest rates.

We're committed to simplifying the home loan process, offering tools and expertise to assist you on your journey, beginning with our FREE 15-Year Fixed Rate Mortgage Qualifier.

We'll help you easily differentiate between various loan programs, ensuring you choose the one that aligns best with your needs, whether you're a first-time homebuyer or an experienced investor.

The 15-Year Fixed Rate Mortgage Loan Process

Here’s how our home purchase loan process works:

  • Complete our simple 15-Year Fixed Rate Mortgage Qualifier

  • Receive options based on your unique criteria and scenario

  • Compare mortgage interest rates and terms

  • Choose the offer that best fits your needs

Do I Qualify?

As a rule of thumb, it may be harder to qualify for fixed-rate loans than for adjustable rate loans. When interest rates are low, fixed-rate loans are generally not that much more expensive than adjustable-rate mortgages and may be a better deal in the long run, because you can lock in the rate for the life of your loan.

Your Home Loan Could Be Fully Funded

30 Days From Now

Let our experienced team of Mortgage Advisors guide you through the buying or

refinancing process quickly, efficiently, and confidently.

Steady Fixed Interest Rates

Your loan's interest rate and duration remain fixed throughout the entire life of your loan.

Flexible Adjustable Rate Mortgages

Your interest rate may fluctuate in response to market conditions, but the initial rate could be lower than that of a fixed-rate option.

Conforming Home Loans

Loans available for amounts up to $726,200 in the contiguous 48 states.

Jumbo & Super Jumbo Loans

Loan amounts vary depending on your state and county, but these loans generally come with higher interest rates due

FHA, VA, & USDA Loans

Backed by the federal government, these loans usually feature lower interest rates but come with different eligibility criteria.

Terms from 5 to 30 Years

Select your loan term based on your financial goals.

See What You Can Save!

Mortgage rates change every day, and your rate will vary based on your location, finances and other factors.

Get your FREE customized rate comparison below:

Loans Direct Funding LLC. offering personalized mortgage solutions, fast customized quotes, competitive rates & service with integrity.

CONTACT INFO

info@loansdirectfunding.com

10265 W Camelback Rd Suite 104-D, Phoenix AZ 85037

+1 855-551-1716

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